Fair-chance hiring

Fair-chance jobs in financial services

If you have a record and you're looking at financial services jobs, this is what the data says about hiring timelines — and how Jobeezy's fair-chance filter keeps you out of dead ends.

Federal bar to know about

FDIC Section 19 prohibits certain banks and credit unions from hiring anyone convicted of a crime involving dishonesty, breach of trust, or money laundering without an FDIC waiver. This is a federal statute, not a company policy — ban-the-box laws do not override it. If you have a conviction in those categories, consumer credit unions, community banks, and non-bank fintech are usually more open. We flag this in-app before you apply.

What the data says

44% ghost-job rate per BLS JOLTS June 2025 (Financial Activities: 366K openings vs 205K hires = 161K gap); genuine roles fill ~42 days (SHRM)

Note: BLS JOLTS June 2025 national data; Financial Activities sector; SHRM 42-day fill benchmark

Source: https://www.myperfectresume.com/career-center/careers/basics/ghost-job-economy

What this means for you

70 million Americans have a record. 32 states have ban-the-box laws. But laws don't help if the posting never reaches you. Jobeezy's fair-chance filter only matches you to employers with explicit fair-chance hiring policies — set once, in the app, and every match respects it.

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