Credit Manager I at 0101 The Huntington National Bank — Houston, TX

Description

Summary: The CRE Credit Manager I underwrites commercial real estate loans to determine credit worthiness and compliance with Huntington’s lending policies.

Duties and Responsibilities:

• Manage maturities by working with Relationship Managers early in the process and underwriting renewals, extensions, and modifications.
• Completes Annual Review packages for existing loans.
• Manages a team of Credit Analysts, responsible for reviewing work for accuracy (spreads, underwriting packages, etc.) before it is submitted to the Portfolio Managers or Relationship Managers, managing their day-to-day activities, as well as mentoring them and focusing on their professional development.
• Analyze, review and structure loan requests using sound real estate underwriting fundamentals and standards.
• Work directly with sales and risk personnel in generating loan approval documents that help ensure and maintain the quality of the Bank’s real estate loan portfolio.
• Prepare written evaluation of borrowers’ financial condition and future outlook, as well as identify strengths and risks associated with our relationship sponsors and guarantors.
• Responsible for third-party report engagements and/or follow-up (i.e.: appraisals / environmental reports, property condition reports, etc.).
• Responsible for the collection, review, and maintenance of due diligence & customer information on renewals, modifications, and extensions of existing loans.
• Perform other duties as assigned.

Basic Qualifications:

• Bachelor’s Degree
• 5+ years experience of CRE

Preferred Qualifications:

• 2+ years of management or team leader experience
• Formal commercial credit training
• Strong/Proficient use of Microsoft Office and internet resources
• Excellent written and verbal communication skills, including grammar and demeanor
• Strong organizational skills with attention to detail, planning, and follow-up
• Demonstrates confidence, assertiveness, professionalism, ability to interact with all levels of the organization, and ability to sell Huntington and its products/services
• Demonstrated ability to analyze financial data and narrative information quickly and thoroughly
• Excellence in customer service, highly motivated, focused and goal oriented
• Ability to work independently on multiple tasks without compromising quality

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type