Commercial Credit Underwriting Portfolio Manager Team Leader — Charlotte, NC

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Position Title: Commercial Credit Underwriting Portfolio Manager Team Leader

Business Unit: Credit

Reports to: Manager of Commercial Credit Underwriting Portfolio Management

Position Overview:

Responsible for managing team of Underwriting Portfolio Managers supporting the Commercial Bank including portfolio management, credit underwriting, and development and oversight of the team. Communicate and execute credit underwriting risk strategies while ensuring compliance with regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management performance metrics for portfolio under purview. Team leader will manage a small, assigned portfolio.

Primary Responsibilities:

Recruit, hire, train, and oversee team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios. Ensures direct reports are identifying credit risks timely, while meeting high standard of accuracy and quality.

Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices are aligned with the bank's risk appetite and heightened regulatory standards.

Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.

Responsible for managing a small portfolio of accounts, including underwriting, portfolio monitoring, and analyzing assigned portfolios.

Monitors and ensures that direct reports are managing assigned portfolios within acceptable tolerances as well as any published KPIs/KRIs.

Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.

BA or BS

7

Excellent management skills

Excellent customer service skills

MS Word - Basic Level

MS Excel - Intermediate Level

MS PowerPoint - Basic Level

Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices

N/A

Travel may be required on occasion

Equal Employment Opportunity (EEO):