Sr Underwriter, Commercial Habitational - MSI at Baldwin Group Colleague, Inc. — Remote

The MSI Commercial Habitational E&S – Senior Underwriter will generate new business for our commercial habitational product while cultivating long-term relationships with key production sources in the commercial E&S market. This role focuses on driving new account submissions and binding profitable opportunities, working alongside a team of motivated underwriters. Clear growth and loss ratio goals will guide performance, with opportunities to excel and be recognized for strong results.

Principal Responsibilities:

• Underwrite and produce new habitational accounts, including appropriate risk selection, negotiation of terms and conditions, and accurate account pricing.
• Monitor market trends and competitive activity to help the organization anticipate shifts and maintain a leading market position.
• Visit brokers and collaborate with key agencies to drive new business production and gain insight into the commercial habitational insurance market.
• Ensure all issued policies comply with carrier and reinsurance requirements.
• Support the training and development of peer underwriters and underwriting assistants to ensure guideline adherence, sound underwriting judgment, and consistent execution of underwriting processes.

• Bachelor’s degree, preferably in a Business, Economics, Marketing or Engineering field, or equivalent years’ experience.
• Commercial Property underwriting experience within an insurance carrier, MGA / program administrator, or agency / brokerage.
• E&S commercial property underwriting experience preferred.
• Ability to demonstrate a sense of urgency to resolve problems and meet broker and market expectations of service.
• Above‐average technical aptitude with proven capability to work effectively across multiple systems, tools, and digital platforms.
• Experience working with MS Office (Excel, PowerPoint, Word, Outlook).
• Excellent oral and written communication skills.
• Ability to travel approximately 1-2 times per quarter to visit agents and/or attend team meetings.

Special Working Conditions:

• Ability to work in a fast-paced environment and collaborate effectively with colleagues.
• Proven ability to work effectively in a remote environment, demonstrating strong self‐management and accountability.

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Special Working Conditions:

Important Notice:

• This position description is intended to describe the level of work required of the person performing in the role and is not a contract. The essential responsibilities are outlined; other duties may be assigned as needs arise or as required to support the organization. All requirements may be modified to reasonably accommodate physically or mentally challenged colleagues.